Protection advice that puts you first — that’s ME.
Our Services
If the worst happens, your mortgage doesn’t pause. Mortgage protection helps keep your home secure if you die or are diagnosed with a critical illness
Life insurance provides a lump sum or regular income if you die, helping protect your family from the financial impact of lost income, ongoing bills, and long-term commitments.
Critical illness cover pays a tax-free lump sum if you’re diagnosed with a serious illness, helping you manage treatment costs, lifestyle changes, or time away from work.
Income protection provides a regular income if you’re unable to work due to illness or injury — especially important if you’re self-employed or have little sick pay
Why Choose ME
01
Protection insurance can be complex. We focus on clear, straightforward advice — helping you understand what cover you need, what you don’t, and why
02
We look at how illness, loss of income, or death would actually affect your household — then tailor protection to your income, family, and financial commitments..
03
Good protection isn’t just about the policy. We consider how cover is set up — including options such as trusts, particularly with life insurance, to help ensure the right people receive the money quickly and in line with your wishes.
me financial
No obligation, no jargon. Just clear, honest advice from an experienced adviser who puts you first.
Client reviews
★★★★★
Joanne was absolutely incredible from start to finish. She gave clear guidance and advice regarding our mortgage. It wasn’t a particularly easy or straightforward sale/purchase, but Joanne helped us throughout and was always on hand to answer any questions that we had. I would give more than 5 stars if I could!
★★★★★
John went above and beyond to secure the mortgage we needed. It’s fair to say our situation wasn’t the easiest — a failed chain meant he had to reapply for our mortgage under serious time pressure so that our onward purchase didn’t fall through.
Despite the tight deadlines and multiple changes along the way, John still managed to secure us the same mortgage again very quickly. He always made himself available to help, no matter the time or day of the week.
We are incredibly grateful to John for all his hard work in helping us buy our dream home, and we wouldn’t hesitate to recommend him.
★★★★★
John is a fantastic adviser ! He is very professional , helpful and take time to explain everything. Nothing is a problem for him. We are very grateful for his advise and help.
★★★★★
John supported us through the purchase of our first home and was incredibly patient and reassuring throughout the entire process. As first-time buyers, we had plenty of questions, and he always took the time to explain everything clearly and thoroughly. What really sets John apart is that his support didn’t stop once the purchase was completed — he continued to check in with us afterwards, which shows how genuinely he cares about his clients. We’re very grateful for his guidance and would highly recommend him to anyone looking for a reliable and thoughtful mortgage broker.
★★★★★
Joanne was with us every step of the process. She went above and beyond to assist us and advise us and genuinely cared about us securing our dream home. And when I was stressed throughout, Joanne was calm and helped us to understand our position at all times and advised us on how we could proceed to keep our sale and purchase moving. I couldn’t have asked for more! I highly recommend Joanne.
★★★★★
Joanne was professional from the beginning to end and I would highly recommend, I will use on every remortgage going forward ..! Very knowledgeable and knows exactly which lender to go to for your individual circumstances. Answered every question asked honestly and on the end of the phone or email instantly when I needed it, nothing was too much of a problem. Very calming and constantly reassuring me right from the application to the offer, I am an anxious person and Joanne daily updated me chasing getting updates from the lender. 5* experience.. Thank you Joanne x
Common Question
Choosing the right protection can feel overwhelming at first. These FAQs cover some of the most common questions we’re asked, helping you understand how protection insurance works and what to consider before getting started.
We provide advice on a range of protection options, including life insurance, mortgage protection, income protection, and critical illness cover. Our role is to help you understand which types of cover are relevant to your situation and how they can work together.
In most cases, arranging protection insurance is straightforward. Policies are tailored to you and usually involve a short application and some health questions. We guide you through the process and explain everything clearly before anything is put in place.
Having a medical history doesn’t automatically mean you can’t get cover. Each insurer assesses applications individually, and options may still be available depending on your circumstances. We’ll help you explore what’s realistically achievable.
Workplace benefits can be a useful starting point, but they’re often limited and may not fully protect your income or family long-term. We help you understand how existing cover works and whether additional protection is worth considering.
Insights
No obligation, no jargon. Just clear, honest advice
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