Clear mortgage advice, built around you — that’s ME
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Our Services
Buying your first home can feel overwhelming, but with the right advice it doesn’t have to be. We help first time buyers secure the right mortgage and guide them through every step of the process
If your current deal is ending, remortgaging could help reduce your payments or better suit your circumstances. Whether staying with your existing lender or switching to a new one, we can help
If your circumstances aren’t straightforward, getting a mortgage can feel daunting. We help clients with more complex situations explore specialist mortgage options and move forward with confidence
Moving home often means juggling a sale, a purchase, and a new mortgage at the same time. We help home movers plan the transition smoothly and secure the right mortgage for their next move
Whether you’re purchasing your first rental property or refinancing an existing portfolio, we provide buy to let mortgage advice tailored to a wide range of landlord needs.
Later life and retirement mortgages can offer more options than many people expect. If you’re over 55, we can help you explore suitable solutions and, where appropriate, guide you to specialist advice
Get a quick indication of your borrowing potential in minutes. Answer a few simple questions and we’ll show you what’s possible — no credit check, no obligation.
These figures are only illustrative . All mortgages are subject to the applicant(s) meeting the eligibility of the specific lender. An Assessment of your needs will be confirmed before a recommendation can be made
Why Choose ME
01
Mortgages can be complex, especially with changing criteria and rates. We focus on clear, straightforward mortgage advice, helping you understand your options before you apply
02
We look at your full circumstances, not just the numbers. From income structure and credit history to future plans, we tailor mortgage advice around how lenders assess real-world applications
03
A mortgage is rarely a one-time decision. We consider how your mortgage fits into your wider plans. Whether that’s moving home, remortgaging later, or adjusting borrowing as your circumstances change
me financial
No obligation, no jargon. Just clear, honest advice from an experienced adviser who puts you first.
Client reviews
★★★★★
Joanne was absolutely incredible from start to finish. She gave clear guidance and advice regarding our mortgage. It wasn’t a particularly easy or straightforward sale/purchase, but Joanne helped us throughout and was always on hand to answer any questions that we had. I would give more than 5 stars if I could!
★★★★★
John went above and beyond to secure the mortgage we needed. It’s fair to say our situation wasn’t the easiest — a failed chain meant he had to reapply for our mortgage under serious time pressure so that our onward purchase didn’t fall through.
Despite the tight deadlines and multiple changes along the way, John still managed to secure us the same mortgage again very quickly. He always made himself available to help, no matter the time or day of the week.
We are incredibly grateful to John for all his hard work in helping us buy our dream home, and we wouldn’t hesitate to recommend him.
★★★★★
John is a fantastic adviser ! He is very professional , helpful and take time to explain everything. Nothing is a problem for him. We are very grateful for his advise and help.
★★★★★
John supported us through the purchase of our first home and was incredibly patient and reassuring throughout the entire process. As first-time buyers, we had plenty of questions, and he always took the time to explain everything clearly and thoroughly. What really sets John apart is that his support didn’t stop once the purchase was completed — he continued to check in with us afterwards, which shows how genuinely he cares about his clients. We’re very grateful for his guidance and would highly recommend him to anyone looking for a reliable and thoughtful mortgage broker.
★★★★★
Joanne was with us every step of the process. She went above and beyond to assist us and advise us and genuinely cared about us securing our dream home. And when I was stressed throughout, Joanne was calm and helped us to understand our position at all times and advised us on how we could proceed to keep our sale and purchase moving. I couldn’t have asked for more! I highly recommend Joanne.
★★★★★
Joanne was professional from the beginning to end and I would highly recommend, I will use on every remortgage going forward ..! Very knowledgeable and knows exactly which lender to go to for your individual circumstances. Answered every question asked honestly and on the end of the phone or email instantly when I needed it, nothing was too much of a problem. Very calming and constantly reassuring me right from the application to the offer, I am an anxious person and Joanne daily updated me chasing getting updates from the lender. 5* experience.. Thank you Joanne x
Common Question
Buying or remortgaging throws up a lot of questions. Here are the ones we’re asked most — and if yours isn’t here, we’re always happy to talk it through.
We provide mortgage advice for a wide range of situations, including first time buyers, home movers, remortgages, buy to let, and more complex circumstances. Our role is to help you understand your options and find a mortgage that suits your situation.
How much you can borrow depends on factors such as your income, outgoings, credit history, and lender criteria. As part of our mortgage advice process, we’ll assess affordability and explain what’s realistic for you before you apply.
Not necessarily. Many lenders offer specialist options for people who are self-employed, have variable income, or other complexities. We help explore suitable mortgage options based on your individual circumstances.
Both options can be worth considering. Some borrowers choose a product transfer with their existing lender, while others benefit from switching to a new one. We’ll help you compare your options and understand which approach may be right for you.
While you can approach lenders directly, mortgage advice can help you understand the wider market and lender criteria. A Mortgage Broker can also help guide you through the process and highlight options you may not have considered.
Yes. We provide mortgage advice for clients across Birmingham and Solihull, as well as throughout the UK. Advice is available face to face, by video call, or over the phone, depending on what works best for you.
Insights
No obligation, no jargon. Just clear, honest advice
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