I have now had the pleasure of Justine’s help for 2 mortgages and both have been a great experience! I wouldn’t hesitate to recommend Justine for professional, yet very friendly and understandable, help and advice!
Proud to be helping people with Mortgage, Protection and Insurance Advice in and around Reading
Bill is a highly experienced mortgage and protection adviser based in Reading, with over 30 years in financial services. He has helped generations of clients navigate everything from first-time buyer mortgages to complex remortgages, protection planning, and home insurance.
Known for his friendly and straightforward approach, Bill takes the time to understand each client’s circumstances before recommending solutions that genuinely fit their needs. His depth of experience means he’s comfortable handling both simple cases and more complex situations, always explaining things clearly and without jargon.
Alongside mortgage advice, Bill provides tailored guidance on protection and insurance, helping clients safeguard their homes, income, and families with confidence. Whether you’re buying your first home, moving, refinancing, or reviewing your existing arrangements, Bill offers calm, knowledgeable support at every stage of the journey.
Comprehensive advice on a range of services including Mortgage, Protection and Insurance
Bill regularly supports clients with the following mortgage needs, providing clear, practical advice at every stage.
Helping first-time buyers understand the process, secure an Agreement in Principle, and buy with confidence — with clear guidance from start to finish.
Supporting clients who are moving home, coordinating mortgage timing with property sales, deposits, and onward purchases.
Helping homeowners review their existing mortgage, secure better rates, or raise funds where appropriate — whether your deal is ending or your circumstances have changed.
Advising landlords and property investors on Buy to Let mortgages, including standard Buy to Let, remortgages, and portfolio landlords.
Specialist support for self-employed clients, company directors, contractors, and those with variable or non-standard income.
Bill assists clients with protection advice designed around real-life risks and responsibilities.
Helping ensure your mortgage can continue to be paid if you die, become seriously ill, or are unable to work, this protects your home and giving peace of mind to you and your family.
Providing financial support for your loved ones if you die, with advice on single, joint, and family protection structured around your mortgage, dependants, and long-term plans.
Offering a financial safety net if you’re diagnosed with a serious illness, helping cover living costs, mortgage payments, and recovery time when income may be affected.
Helping you maintain your income if illness or injury prevents you from working, with advice tailored to your employment type, sick pay, and affordability.
Supporting business owners and self-employed clients with protection structured around company responsibilities and key individuals, working alongside specialist advisers where appropriate.
Bill helps clients put the right general insurance in place to protect their home, belongings, and monthly commitments.
Arranging buildings insurance that meets lender requirements and protects the structure of your home against risks such as fire, flood, and storm damage — in place from exchange of contracts where required.
Helping insure your personal belongings, furniture, and valuables against loss or damage, with cover tailored to your lifestyle and what matters most to you.
Short-term protection designed to help cover your monthly mortgage or household costs if you’re unable to work due to accident, illness, or redundancy — particularly useful where sick pay is limited.
Advising landlords on insurance for rental properties, including buildings, contents (where applicable), loss of rent, and liability cover — helping protect both the property and the rental income.
Looking to secure the right mortgage, family protection or insurance for your home? We’re here to help! Our simple and straightforward process makes it easy to get a personalized quote tailored to your needs. Let us guide you every step of the way toward financial security.
Some kind words from Bill’s clients!
I have now had the pleasure of Justine’s help for 2 mortgages and both have been a great experience! I wouldn’t hesitate to recommend Justine for professional, yet very friendly and understandable, help and advice!
George Tucker – Oct 2025
We couldn’t be happier with the service we received from Justine. From start to finish, she was professional, friendly, and extremely knowledgeable. She explained every step clearly, answered all our questions promptly, and made the whole mortgage process stress-free. Her dedication and attention to detail truly made a difference, and we felt supported the entire time. We highly recommend Justine to anyone looking for an efficient and trustworthy mortgage broker!
Cosmina Luca – Jun 2025
Justine has been absolutely amazing! She went above and beyond for us and made the entire process feel effortless. She was completely hands-on, explained everything clearly, and never let us worry about a thing. We felt supported every step of the way. Truly outstanding service, and we couldn’t recommend her more!
Maja Martinez – Dec 2025
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