INSIGHTS FROM ME

Mortgage, protection and insurance advice: in plain English

Articles, explainers, and honest insight from our team of advisers. No jargon, no fluff, just useful reading for anyone navigating mortgages, protection or insurance.

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Shareholder Protection Life Cover: Why It Matters for Your Clients — and the People Behind the Business

When a shareholder dies unexpectedly, families can inherit shares they don't want, and surviving directors can lose control of the business they built. Shareholder protection

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Shareholder Protection Life Cover: Why It Matters for Your Clients — and the People Behind the Business

When a shareholder dies unexpectedly, families can inherit shares they don't want, and surviving directors can lose control of the business they built. Shareholder protection

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Red brick home with a severe wall crack illustrating potential building damage and the need for proper insurance cover.

Why the Right Buildings and Contents Cover Matters More Than the Cheapest Price

When it comes to protecting your home, it’s easy to be drawn in by the lowest price on a comparison site. But here’s the reality:

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Income Protection or Accident Sickness and Unemployment Cover umbrella showing advice for protection

Income Protection vs ASU: What’s the Difference and Which Should You Consider?

When thinking about protecting your income, two of the most common options are Income Protection (usually arranged through Protect ME) and ASU – Accident, Sickness

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Should you review your protection when moving home

Should I Review My Mortgage Protection When I Move Home?

When you move home — whether you’re upsizing, downsizing, or simply relocating — your mortgage almost always changes. The amount, the term, or both. Yet

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Illustration of a woman unwell in bed with a thermometer, cosy blankets, and tissues nearby, representing being off work due to illness and the need for income protection.

Why Employee Benefits Aren’t Always as Reliable as You Think — And How to Protect Your Income Properly

For many working adults aged 25–50 — especially first‑time buyers, home movers, busy professionals and the self‑employed — employer benefits can feel like a financial

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5 reasons you need a mortgage broker in Solihull

The Top 5 Reasons You Need a Broker

Why Do You Need a Mortgage Broker to Find a Mortgage? Finding the right mortgage is more complicated than ever. If you need a mortgage

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Mortgage preparation Birmingham – guidance on getting mortgage ready before applying

Before You Apply for a Mortgage… Read This First

Most mortgage problems don’t appear at the application stage — they develop quietly in the months beforehand. As a mortgage adviser working with clients across

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Joint Borrower Sole Proprietor mortgage explanation – how JBSP helps buyers increase borrowing and get support with affordability.

Can Someone Else Help Me Increase the Amount of Mortgage I Can Get?

A Guide to Joint Borrower Sole Proprietor (JBSP) Mortgages Buying a home can feel out of reach if your income alone doesn’t meet a lender’s

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Joanne McGuire Mortgage Adviser Agreement in Principle First Time Buyer guide

Understanding the Importance of an Agreement in Principle for First-Time Buyers

First Time Buyers AIP Explained As a first time buyer you may have come across the term “Agreement in Principle” whilst starting your journey to

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