Proud to be helping people in Walsall and Birmingham with Mortgage, Protection and Insurance Advice
Joanne is passionate about helping people buy their dream home. She has extensive mortgage and management experience having worked previously for a major high street bank for more than 17 years.
Fully qualified, Joanne will expertly guide you through the complex world of mortgages to make sure you get the right loan for your needs – Home Movers, Remortgages, First Time Buyers, Adverse Credit, Buy to Lets, Self-employed – always finding you the right deal.
Joanne has spent most of her life living in the East Midlands but has connections throughout the UK. Get in touch with her today if you or someone you know needs help with a mortgage or insurance.
Proud to help clients with the following services
Satinder regularly supports clients with the following mortgage needs, providing clear, practical advice at every stage.
Helping first-time buyers understand the process, secure an Agreement in Principle, and buy with confidence — with clear guidance from start to finish.
Supporting clients who are moving home, coordinating mortgage timing with property sales, deposits, and onward purchases.
Helping homeowners review their existing mortgage, secure better rates, or raise funds where appropriate — whether your deal is ending or your circumstances have changed.
Advising landlords and property investors on Buy to Let mortgages, including standard Buy to Let, remortgages, and portfolio landlords.
Specialist support for self-employed clients, company directors, contractors, and those with variable or non-standard income.
Satinder regularly supports clients with protection advice designed around real-life risks and responsibilities.
Helping ensure your mortgage can continue to be paid if you die, become seriously ill, or are unable to work, this protects your home and giving peace of mind to you and your family.
Providing financial support for your loved ones if you die, with advice on single, joint, and family protection structured around your mortgage, dependants, and long-term plans.
Offering a financial safety net if you’re diagnosed with a serious illness, helping cover living costs, mortgage payments, and recovery time when income may be affected.
Helping you maintain your income if illness or injury prevents you from working, with advice tailored to your employment type, sick pay, and affordability.
Supporting business owners and self-employed clients with protection structured around company responsibilities and key individuals, working alongside specialist advisers where appropriate.
Satinder helps clients put the right general insurance in place to protect their home, belongings, and monthly commitments.
Arranging buildings insurance that meets lender requirements and protects the structure of your home against risks such as fire, flood, and storm damage — in place from exchange of contracts where required.
Helping insure your personal belongings, furniture, and valuables against loss or damage, with cover tailored to your lifestyle and what matters most to you.
Short-term protection designed to help cover your monthly mortgage or household costs if you’re unable to work due to accident, illness, or redundancy — particularly useful where sick pay is limited.
Advising landlords on insurance for rental properties, including buildings, contents (where applicable), loss of rent, and liability cover — helping protect both the property and the rental income.
Looking to secure the right mortgage, family protection or insurance for your home? We’re here to help! Our simple and straightforward process makes it easy to get a personalized quote tailored to your needs. Let us guide you every step of the way toward financial security.
Some kind words from Satinder’s clients!
Joanne was absolutely amazing. As a first time buyer as was a little nervous about mortgages and the process of buying a property but working with Joanne was great. She explained everything to me, helped me every step of the way. Was always on hand and replied so quickly to my texts day or night. Highly recommend.
Poppy Ogilvie – Feb 2026
Always first class advice and service with prompt attention at a cost effective level. No hesitation in using Johns services in the future. Mr and Mrs Stroyd.
Mr & Mrs S – Feb 2026
Joanne helped us to purchase our first house and I’m so pleased she did. Right from the very first conversation, Joanne made us feel at ease and explained everything in a way that we could both understand. The whole process was made so much easier and less stressful thanks to Joanne’s expertise. Thanks to Joanne, we now have a beautiful home to enjoy. Thank you so much Joanne.
Vicki Higginbottom – Sep 2025
Me and my partner have recently got the keys to our first home and Joanne is the person that helped us get there. We couldn’t have asked any more from her. She was so helpful to any questions we had, was super quick at responding to those questions and explained everything in a way that we could understand exactly what was happening and why it was happening. So friendly and approachable and she really went above and beyond to help us and I can’t recommend her enough. Thank you so much Joanne.
Daisy Caruso-Lee – Oct 2025
Joanne helped my house move run extremely smoothly. I was worried about not being able to get a mortgage in my sole name – I needn’t have worried. The whole process was effortless, from start to finish, thanks to Joanne. I can’t rate her highly enough. Professional, efficient and very approachable; thank you again Joanne for making getting a mortgage stress free.
Vic Marchant – Jan 2025
I have now had the pleasure of Justine’s help for 2 mortgages and both have been a great experience! I wouldn’t hesitate to recommend Justine for professional, yet very friendly and understandable, help and advice!
George Tucker – Oct 2025
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