Understand what you can borrow and what rate you can achieve with a mortgage
For most people, their income pays for everyday life — from mortgage or rent payments to household bills and living costs. If illness or injury meant you couldn’t work, the financial impact could be significant.
Income protection insurance is designed to provide a regular replacement income during periods when you’re unable to work, helping you stay financially stable while you focus on recovery.
Income protection policies can be tailored in different ways depending on your work, income structure, and priorities. Understanding how cover is assessed — and what influences it — helps ensure the policy fits your real-world circumstances.
