Helping you coordinate your sale, purchase, and mortgage — with clear advice at every step.
When you’re moving home, it’s not just about the mortgage. You’re managing a sale, a purchase, timings, deposits, chains, and decisions — often all at once.
Our role is to help you plan ahead, avoid pressure, and keep everything aligned from start to finish.
There’s already plenty to organise when you’re moving home. We’ll make your mortgage straightforward, explain your options clearly, and manage the process smoothly so you can concentrate on settling into your new place.
We will have an initial meeting to understand your circumstances face to face, on the phone or via video. This allows us to understand your circumstances and objectives fully.
We will the confirm what documentation we need to support your application and find the right mortgage for you. We will also need to take details of your chosen solicitor (important things to consider below)
We then search up to 100 mortgage lenders to help find the right mortgage for you. We will explain all the costs of the mortgage and other factors to think about to ensure you understand everything.
Moving home involves more than just the purchase price. Understanding the full costs upfront helps you plan confidently and avoid unexpected surprises later in the process.
Typically agreed as a percentage of the sale price with your chosen agent.
Conveyancing costs to handle the sale of your existing property.
Early repayment charges or lender fees if you’re exiting a mortgage early.
Minor repairs, presentation, or improvements that may help achieve the best price.
Depending on the purchase price and your personal circumstances.
Conveyancing, searches, and registration costs.
Lender arrangement fees, valuations, and optional surveys.
Professional removals, storage, and associated expenses.
Decorating, furniture, or immediate work needed once you’ve moved in.
Moving home involves more than just finding a new property, it requires careful planning, clear advice, and the right coordination at every stage.
We help you understand your full moving position early on — including your current property value, available equity, borrowing options, and the costs involved — so you can move forward with confidence and realistic expectations.
Moving home often means selling and buying at the same time. We’ll guide you through timing considerations, mortgage options, and lender requirements to help keep both sides of your move aligned.
We explain your options in plain English, highlight important considerations, and keep you informed at every stage — from initial discussions through to completion and beyond.
“Moving home is a big step
our role is to make sure the mortgage side feels clear, controlled, and stress-free.”
Looking to secure the best mortgage for your new home? We’re here to help! Our simple and straightforward process makes it easy to get a personalized quote tailored to your needs. Let us guide you every step of the way toward financial security.
Common questions about moving home and how the mortgage process works
Yes, in many cases you can begin the mortgage process before your current home has sold. While some lenders will assess your application early on, the sale of your existing property is usually required before completion, as the funds are needed for your deposit or onward purchase.
We’ll guide you through how this works in practice and help you understand what’s possible based on your circumstances.
Porting allows you to transfer your current mortgage deal to a new property, subject to the lender’s criteria. Not all mortgages are portable, and you may still need to borrow additional funds or take a new product alongside it. We’ll review your existing mortgage and help you decide whether porting or switching lenders is the better option.
Moving home involves more than just the purchase price. Costs can include estate agent fees, legal fees for selling and buying, mortgage and valuation fees, stamp duty (where applicable), and removal costs. We’ll help you factor these into your plans so there are no unexpected surprises later on.
Potentially, yes. Many homeowners choose to increase their borrowing when moving home, whether to purchase a larger property or release funds for other purposes. Any additional borrowing will depend on affordability, property value, and lender criteria. We’ll assess your options and explain what’s realistic before you commit.
Ideally, sales and purchases complete on the same day, but this isn’t always possible. Depending on the situation, options may include temporary accommodation, storage solutions, or short-term lending arrangements. We’ll explain how lenders typically view these scenarios and help you plan ahead where possible.
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