Joanne is a highly experienced mortgage adviser with a background in high-street banking. Based in the East Midlands, she helps clients across the UK with mortgages and insurance, guiding them confidently through every step
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Quick Fire
In the industry since
2008
Lives in
Near Tregaron
Weekend looks like
Long walks
Coffee or Tea
No thank you!
Hidden Talent
Would rather not say!
About Joanne
Joanne is passionate about helping people secure their dream home and protect what matters most. Now based in Wales, she works with clients right across the UK, providing clear, supportive advice wherever you are.
With over 17 years’ experience at a major high street bank, Joanne brings extensive mortgage and management expertise to every case. She understands how lenders think and uses that knowledge to guide clients confidently through the process.
Fully qualified and experienced across a wide range of scenarios, Joanne helps with:
Fully qualified and experienced across a wide range of scenarios, Joanne works with first-time buyers, home movers and remortgage clients, as well as those with more complex situations such as adverse credit, buy-to-let investments or self-employed income, tailoring her advice around your individual circumstances.
Although she now calls Wales home, Joanne has longstanding connections throughout the UK and supports clients nationwide.
If you or someone you know needs help with a mortgage or protection review, Joanne would be delighted to help.
Justine takes the time to understand each client’s circumstances before recommending solutions. Whether you’re buying your first home, moving house, remortgaging, investing in property, or reviewing your protection needs, she focuses on finding the right outcome — not just the quickest one.
Clients often describe Justine as approachable, diligent, and reassuring. She explains every step in plain English and supports clients from initial enquiry through to completion and beyond, building long-term relationships based on trust.
“Getting you on the ladder is my biggest priority, along with making sure you understand every step. Going for walks in the countryside helps me relax and clear my head after all those mortgage applications!”
I take the time to properly understand your situation, your plans and any concerns you may have. Whether you’re buying your first home, moving or remortgaging, I believe the best advice comes from really getting to know what matters most to you.
I carry out the research on your behalf, carefully exploring the mortgage market and focusing on the options that genuinely suit your circumstances. I’m extremely diligent in my approach, making sure every detail is considered so nothing is missed.
Most of my work is done over the phone, keeping things simple and convenient for you. Everything is explained clearly and in plain English, so you fully understand your options and feel confident in the decisions you make.
I’ll support you throughout the process and be on hand afterwards if you need anything further, making sure everything is handled properly from start to finish.
Helping First Time Buyers take their first step onto the property ladder, and supporting Home Movers as they move on to their next chapter. Making sure the right mortgage is in place so everything feels clear, manageable and well thought through from the very beginning.
I especially enjoy working with clients who want things done properly. Those who may feel unsure where to start, or just want reassurance that every detail is being handled with care. Cases where a bit more thought is needed, and where getting it right really matters.
The more important the move, the more I focus on the detail. It’s about making sure nothing is overlooked, every option is considered, and everything is explained clearly so you feel confident at every step. When it’s done properly, the whole process feels far more straightforward — and that’s exactly how it should be.
MY SERVICES
These are all of the services Marc can assist with plus a specific spotlight I have been helping clients with right now
Comprehensive, tailored mortgage advice from a wide range of lenders offering expert advice. Whether you are a first time buyer, moving home or investing in properties
We pride ourselves on making the complicated simple and help our clients understand your current life, critical illness and income protection shortfalls, whatever your priority
Finding the right insurance to protection your home and possessions and can be a minefield. Our Policies are 5 star Defaqto rated so give us a try – we also can help with accident, sickness and unemployment cover!
What I’ve Been Working on Recently
“I’m working on some really satisfying home mover cases at the moment, especially where things are a bit more complex.
One recent client’s situation had a lot of moving parts and felt quite overwhelming at the start. I took the time to gather everything properly, work through the detail, and structure it so it all made sense.
That’s the part I enjoy most. Turning something complicated into a clear plan, and giving clients the confidence that everything’s been handled properly.”
Joanne McGuire – Tregaron & UK – Home Mover Mortgage Advice
Client reviews
★★★★★
Joanne was absolutely incredible from start to finish. She gave clear guidance and advice regarding our mortgage. It wasn’t a particularly easy or straightforward sale/purchase, but Joanne helped us throughout and was always on hand to answer any questions that we had. I would give more than 5 stars if I could!
★★★★★
Joanne was with us every step of the process. She went above and beyond to assist us and advise us and genuinely cared about us securing our dream home. And when I was stressed throughout, Joanne was calm and helped us to understand our position at all times and advised us on how we could proceed to keep our sale and purchase moving. I couldn’t have asked for more! I highly recommend Joanne.
★★★★★
Joanne was professional from the beginning to end and I would highly recommend, I will use on every remortgage going forward ..! Very knowledgeable and knows exactly which lender to go to for your individual circumstances. Answered every question asked honestly and on the end of the phone or email instantly when I needed it, nothing was too much of a problem. Very calming and constantly reassuring me right from the application to the offer, I am an anxious person and Joanne daily updated me chasing getting updates from the lender. 5* experience.. Thank you Joanne x
★★★★★
Joanne was absolutely amazing. As a first time buyer as was a little nervous about mortgages and the process of buying a property but working with Joanne was great. She explained everything to me, helped me every step of the way. Was always on hand and replied so quickly to my texts day or night. Highly recommend.
★★★★★
Joanne helped us to purchase our first house and I’m so pleased she did. Right from the very first conversation, Joanne made us feel at ease and explained everything in a way that we could both understand. The whole process was made so much easier and less stressful thanks to Joanne’s expertise. Thanks to Joanne, we now have a beautiful home to enjoy. Thank you so much Joanne.
★★★★★
Me and my partner have recently got the keys to our first home and Joanne is the person that helped us get there. We couldn’t have asked any more from her. She was so helpful to any questions we had, was super quick at responding to those questions and explained everything in a way that we could understand exactly what was happening and why it was happening. So friendly and approachable and she really went above and beyond to help us and I can’t recommend her enough. Thank you so much Joanne.
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