Protection advice that puts you first — that’s ME.
Our life insurance and protection advice is designed to protect what matters most if the unexpected happens. From life insurance and family protection, to income protection, critical illness cover, and support where sick pay is limited or unavailable, we help you understand your risks and put the right cover in place — clearly, personally, and without jargon
Here is a breakdown of some of the mortgage services we can offer
If the worst happens, your mortgage doesn’t pause. Mortgage protection helps keep your home secure if you die or are diagnosed with a critical illness
Life insurance provides a lump sum or regular income if you die, helping protect your family from the financial impact of lost income, ongoing bills, and long-term commitments.
Critical illness cover pays a tax-free lump sum if you’re diagnosed with a serious illness, helping you manage treatment costs, lifestyle changes, or time away from work.
Income protection provides a regular income if you’re unable to work due to illness or injury — especially important if you’re self-employed or have little sick pay
It’s great to think about buying your first home but it’s also good to understand the risks of buying a property
Protection insurance can be complex. We focus on clear, straightforward advice — helping you understand what cover you need, what you don’t, and why
We look at how illness, loss of income, or death would actually affect your household — then tailor protection to your income, family, and financial commitments..
Good protection isn’t just about the policy. We consider how cover is set up — including options such as trusts, particularly with life insurance, to help ensure the right people receive the money quickly and in line with your wishes.
Looking to secure the family or income protection, we’re here to help! Our simple and straightforward process makes it easy to get a personalized quote tailored to your needs. Let us guide you every step of the way toward financial security.
Some kind words from our amazing clients!
Joanne was absolutely amazing. As a first time buyer as was a little nervous about mortgages and the process of buying a property but working with Joanne was great. She explained everything to me, helped me every step of the way. Was always on hand and replied so quickly to my texts day or night. Highly recommend.
Poppy Ogilvie – Feb 2026
Always first class advice and service with prompt attention at a cost effective level. No hesitation in using Johns services in the future. Mr and Mrs Stroyd.
Mr & Mrs S – Feb 2026
Joanne helped us to purchase our first house and I’m so pleased she did. Right from the very first conversation, Joanne made us feel at ease and explained everything in a way that we could both understand. The whole process was made so much easier and less stressful thanks to Joanne’s expertise. Thanks to Joanne, we now have a beautiful home to enjoy. Thank you so much Joanne.
Vicki Higginbottom – Sep 2025
Me and my partner have recently got the keys to our first home and Joanne is the person that helped us get there. We couldn’t have asked any more from her. She was so helpful to any questions we had, was super quick at responding to those questions and explained everything in a way that we could understand exactly what was happening and why it was happening. So friendly and approachable and she really went above and beyond to help us and I can’t recommend her enough. Thank you so much Joanne.
Daisy Caruso-Lee – Oct 2025
Joanne helped my house move run extremely smoothly. I was worried about not being able to get a mortgage in my sole name – I needn’t have worried. The whole process was effortless, from start to finish, thanks to Joanne. I can’t rate her highly enough. Professional, efficient and very approachable; thank you again Joanne for making getting a mortgage stress free.
Vic Marchant – Jan 2025
I have now had the pleasure of Justine’s help for 2 mortgages and both have been a great experience! I wouldn’t hesitate to recommend Justine for professional, yet very friendly and understandable, help and advice!
George Tucker – Oct 2025
We couldn’t be happier with the service we received from Justine. From start to finish, she was professional, friendly, and extremely knowledgeable. She explained every step clearly, answered all our questions promptly, and made the whole mortgage process stress-free. Her dedication and attention to detail truly made a difference, and we felt supported the entire time. We highly recommend Justine to anyone looking for an efficient and trustworthy mortgage broker!
Cosmina Luca – Jun 2025
Justine has been absolutely amazing! She went above and beyond for us and made the entire process feel effortless. She was completely hands-on, explained everything clearly, and never let us worry about a thing. We felt supported every step of the way. Truly outstanding service, and we couldn’t recommend her more!
Maja Martinez – Dec 2025
⭐️⭐️⭐️⭐️⭐️
I had an excellent experience with Paari as my mortgage advisor. She was professional, knowledgeable, and incredibly supportive throughout the entire process. Paari took the time to explain everything clearly, answered all my questions with patience, and made what could have been a stressful experience feel smooth and straightforward. Her communication was outstanding, and I always felt confident that I was in good hands. I truly appreciate her dedication and hard work and would highly recommend her to anyone looking for a reliable and trustworthy mortgage advisor.
Than – 02/2026
Hi Pari,
We just wanted to say a huge thank you for all your help in securing our mortgage offer! 🏡✨ You’ve made the whole process so much easier and far less stressful for us, and we’re really grateful for your patience, guidance, and support along the way. This is such an exciting milestone for us, and we couldn’t have done it without you.
With heartfelt thanks,
Larssi & Midurshi
Larssi & Midurshi – 02/2026
I had a very good experience with Pari as my mortgage advisor. From the first contact, she was kind, patient, and easy to talk to. She took time to understand my situation and explained all the options in a clear and simple way.
Pari answered all my questions and always replied quickly. She guided me step by step through the whole process, which made everything much less stressful. I felt supported and confident at every stage.
Thanks to Pari, everything went smoothly and faster than I expected. I am very happy with the service and would happily recommend Pari to anyone looking for a reliable and friendly mortgage advisor.
Hira – 02/2026
Excellent service. Incredibly helpful every step of the way.
Thanks so much 😁
Nicky – Jul 2025
Marc and his team at MeFinancial have been amazing! I’ve done all my personal and investment mortgages through Marc over the last few years. The last re mortgage was issued in 2 working days!! Top class service and top class team
Andy Butts – Dec 2025
I used Marc at ME Financial Services as my mortgage advisor to help me buy my first home.
Marc made the process smooth and painless, carefully taking his time to explain exactly what was happening at each step, and what needed to happen next. He made sure I was confident with what was going on, and made especially sure I didn’t commit to anything without being certain I understood.
I honestly don’t think I could have gone through this process without Marc’s support. I’m sat here writing this in my new home and I couldn’t be happier.
Highly recommended is an understatement.
Thank you Marc!
Chris Edwards – Jan 2026
Choosing the right protection can feel overwhelming at first. These FAQs cover some of the most common questions we’re asked, helping you understand how protection insurance works and what to consider before getting started.
We provide advice on a range of protection options, including life insurance, mortgage protection, income protection, and critical illness cover. Our role is to help you understand which types of cover are relevant to your situation and how they can work together.
In most cases, arranging protection insurance is straightforward. Policies are tailored to you and usually involve a short application and some health questions. We guide you through the process and explain everything clearly before anything is put in place.
Having a medical history doesn’t automatically mean you can’t get cover. Each insurer assesses applications individually, and options may still be available depending on your circumstances. We’ll help you explore what’s realistically achievable.
Workplace benefits can be a useful starting point, but they’re often limited and may not fully protect your income or family long-term. We help you understand how existing cover works and whether additional protection is worth considering.
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