Clear mortgage advice, built around you — that’s ME
Finding the right mortgage can feel overwhelming, especially with so many lenders, rates, and criteria to consider. Our mortgage advice is designed to guide you through every stage. Whether you’re buying your first home, moving house, remortgaging, or navigating a more complex situation.
Here is a breakdown of some of the mortgage services we can offer
Buying your first home can feel overwhelming, but with the right advice it doesn’t have to be. We help first time buyers secure the right mortgage and guide them through every step of the process
If your current deal is ending, remortgaging could help reduce your payments or better suit your circumstances. Whether staying with your existing lender or switching to a new one, we can help
If your circumstances aren’t straightforward, getting a mortgage can feel daunting. We help clients with more complex situations explore specialist mortgage options and move forward with confidence
Moving home often means juggling a sale, a purchase, and a new mortgage at the same time. We help home movers plan the transition smoothly and secure the right mortgage for their next move
Whether you’re purchasing your first rental property or refinancing an existing portfolio, we provide buy to let mortgage advice tailored to a wide range of landlord needs.
Later life and retirement mortgages can offer more options than many people expect. If you’re over 55, we can help you explore suitable solutions and, where appropriate, guide you to specialist advice
Clear, personal mortgage advice build around your circumstances
Mortgages can be complex, especially with changing criteria and rates. We focus on clear, straightforward mortgage advice, helping you understand your options before you apply
We look at your full circumstances, not just the numbers. From income structure and credit history to future plans, we tailor mortgage advice around how lenders assess real-world applications
A mortgage is rarely a one-time decision. We consider how your mortgage fits into your wider plans. Whether that’s moving home, remortgaging later, or adjusting borrowing as your circumstances change
Looking to secure the right mortgage, family protection or insurance for your home? We’re here to help! Our simple and straightforward process makes it easy to get a personalized quote tailored to your needs. Let us guide you every step of the way toward financial security.
Some kind words from our amazing clients!
Joanne was absolutely amazing. As a first time buyer as was a little nervous about mortgages and the process of buying a property but working with Joanne was great. She explained everything to me, helped me every step of the way. Was always on hand and replied so quickly to my texts day or night. Highly recommend.
Poppy Ogilvie – Feb 2026
Always first class advice and service with prompt attention at a cost effective level. No hesitation in using Johns services in the future. Mr and Mrs Stroyd.
Mr & Mrs S – Feb 2026
Joanne helped us to purchase our first house and I’m so pleased she did. Right from the very first conversation, Joanne made us feel at ease and explained everything in a way that we could both understand. The whole process was made so much easier and less stressful thanks to Joanne’s expertise. Thanks to Joanne, we now have a beautiful home to enjoy. Thank you so much Joanne.
Vicki Higginbottom – Sep 2025
Me and my partner have recently got the keys to our first home and Joanne is the person that helped us get there. We couldn’t have asked any more from her. She was so helpful to any questions we had, was super quick at responding to those questions and explained everything in a way that we could understand exactly what was happening and why it was happening. So friendly and approachable and she really went above and beyond to help us and I can’t recommend her enough. Thank you so much Joanne.
Daisy Caruso-Lee – Oct 2025
Joanne helped my house move run extremely smoothly. I was worried about not being able to get a mortgage in my sole name – I needn’t have worried. The whole process was effortless, from start to finish, thanks to Joanne. I can’t rate her highly enough. Professional, efficient and very approachable; thank you again Joanne for making getting a mortgage stress free.
Vic Marchant – Jan 2025
I have now had the pleasure of Justine’s help for 2 mortgages and both have been a great experience! I wouldn’t hesitate to recommend Justine for professional, yet very friendly and understandable, help and advice!
George Tucker – Oct 2025
We couldn’t be happier with the service we received from Justine. From start to finish, she was professional, friendly, and extremely knowledgeable. She explained every step clearly, answered all our questions promptly, and made the whole mortgage process stress-free. Her dedication and attention to detail truly made a difference, and we felt supported the entire time. We highly recommend Justine to anyone looking for an efficient and trustworthy mortgage broker!
Cosmina Luca – Jun 2025
Justine has been absolutely amazing! She went above and beyond for us and made the entire process feel effortless. She was completely hands-on, explained everything clearly, and never let us worry about a thing. We felt supported every step of the way. Truly outstanding service, and we couldn’t recommend her more!
Maja Martinez – Dec 2025
⭐️⭐️⭐️⭐️⭐️
I had an excellent experience with Paari as my mortgage advisor. She was professional, knowledgeable, and incredibly supportive throughout the entire process. Paari took the time to explain everything clearly, answered all my questions with patience, and made what could have been a stressful experience feel smooth and straightforward. Her communication was outstanding, and I always felt confident that I was in good hands. I truly appreciate her dedication and hard work and would highly recommend her to anyone looking for a reliable and trustworthy mortgage advisor.
Than – 02/2026
Hi Pari,
We just wanted to say a huge thank you for all your help in securing our mortgage offer! 🏡✨ You’ve made the whole process so much easier and far less stressful for us, and we’re really grateful for your patience, guidance, and support along the way. This is such an exciting milestone for us, and we couldn’t have done it without you.
With heartfelt thanks,
Larssi & Midurshi
Larssi & Midurshi – 02/2026
I had a very good experience with Pari as my mortgage advisor. From the first contact, she was kind, patient, and easy to talk to. She took time to understand my situation and explained all the options in a clear and simple way.
Pari answered all my questions and always replied quickly. She guided me step by step through the whole process, which made everything much less stressful. I felt supported and confident at every stage.
Thanks to Pari, everything went smoothly and faster than I expected. I am very happy with the service and would happily recommend Pari to anyone looking for a reliable and friendly mortgage advisor.
Hira – 02/2026
Excellent service. Incredibly helpful every step of the way.
Thanks so much 😁
Nicky – Jul 2025
Marc and his team at MeFinancial have been amazing! I’ve done all my personal and investment mortgages through Marc over the last few years. The last re mortgage was issued in 2 working days!! Top class service and top class team
Andy Butts – Dec 2025
I used Marc at ME Financial Services as my mortgage advisor to help me buy my first home.
Marc made the process smooth and painless, carefully taking his time to explain exactly what was happening at each step, and what needed to happen next. He made sure I was confident with what was going on, and made especially sure I didn’t commit to anything without being certain I understood.
I honestly don’t think I could have gone through this process without Marc’s support. I’m sat here writing this in my new home and I couldn’t be happier.
Highly recommended is an understatement.
Thank you Marc!
Chris Edwards – Jan 2026
These FAQs cover some of the most common questions we’re asked about mortgage advice, helping you understand how the process works and what to consider before getting started.
We provide mortgage advice for a wide range of situations, including first time buyers, home movers, remortgages, buy to let, and more complex circumstances. Our role is to help you understand your options and find a mortgage that suits your situation.
How much you can borrow depends on factors such as your income, outgoings, credit history, and lender criteria. As part of our mortgage advice process, we’ll assess affordability and explain what’s realistic for you before you apply.
Not necessarily. Many lenders offer specialist options for people who are self-employed, have variable income, or other complexities. We help explore suitable mortgage options based on your individual circumstances.
Both options can be worth considering. Some borrowers choose a product transfer with their existing lender, while others benefit from switching to a new one. We’ll help you compare your options and understand which approach may be right for you.
While you can approach lenders directly, mortgage advice can help you understand the wider market and lender criteria. A Mortgage Broker can also help guide you through the process and highlight options you may not have considered.
Yes. We provide mortgage advice for clients across Birmingham and Solihull, as well as throughout the UK. Advice is available face to face, by video call, or over the phone, depending on what works best for you.
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